FinAtoZ Blog

FinAtoZ Blog

The Rise of Digital-Only Banks and Neobanks

neo bank cover

Digital-only banks and neobanks are transforming how India saves, spends, and invests. With no physical branches and a technology-first approach, they deliver faster, smarter, and more personalized banking experiences. This FinAtoZ guide explores how neobanks differ from traditional banks, why they’re growing rapidly, and which top neobanks are reshaping India’s digital banking future.

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ULIP vs Term Insurance: What to Choose?

ulip cover

Life insurance is a non-negotiable necessity for securing a family's future. But with so many types of insurance plans in the market, how can you choose the best one? Moreover, not all insurance plans are built in the same way. One of the most debated questions is ULIP vs term insurance. The best choice between the two eventually depends on your financial goals, risk capabilities, and how you plan to …

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SIP (Systematic Investment Plan): A Beginner's Guide

SIP

Does the idea of investing in mutual funds or investing in stocks overwhelm you? Well, you're not alone. The world of investing can be complex and risky, particularly for those new to the field. However, there is a simple and easy way to build your wealth over time, without the need to invest a huge amount right from the start. This is possible with a Systematic Investment Plan (SIP). SIP …

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Net Worth vs. Income: What Matters More and Why

net income

In personal finance, one of the most important questions is "net worth vs. income". The value of all your assets (things you own) minus any debts (liabilities) is your net worth. Net income, on the other hand, is the money you make over time from your job, business, or other sources. To make good financial decisions, you need to know the difference between these two metrics and how they work …

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