Pricing
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Offerings
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Initial Onboarding and Financial planning fee
Resident Indian: 24K + GST for first 2 months
Non-Resident Indian: 35K + GST for first 3 months
Fee (After Onboarding)
- Advisory Fee will charged based on the Assets under management (AUM)
- If AUM is less than ₹1 Cr - then 1.2% on AUM per annum fee is charged
- From here for every 2 Cr AUM increase 0.1% fee reduction is applicable subject to minium of 0.8% on AUM as shown below
- If AUM is equal to or above ₹1 Cr – and below ₹2 Cr - then 1.1% on AUM per annum fee is charged
- If AUM is equal to or above ₹2 Cr – and below ₹4 Cr - then 1.0% on AUM per annum fee is charged
- If AUM is equal to or above ₹4 Cr – and below ₹6 Cr - then 0.9% on AUM per annum fee is charged
- If AUM is equal to or above ₹6 Cr –and below ₹8 Cr - then 0.8% on AUM per annum fee is charged
Investment Products:
- Direct Mutual Fund.
- Equity via Curated PMS (Min Investment: ₹50 Lakhs)
- Alternate Investment Funds (Min Investment: ₹1 Crore
Features:
- Personalized Financial Plan.
- Certified Financial Advisor.
- Curated Investment Options.
- Regular Portfolio Reviews.
- Transparent Fee Process.
- Global Investments.
- Estate Planning.
- Tax Filing (Charged separately)
Minimum Investment:
One-time ₹25 lakhs or ₹1 lakh monthly
Suitable For:
Individuals seeking expert guidance to build a structured financial plan using Direct Mutual Funds and Peer2Peer Lending.
Please Note:
* GST of 18% will be applicable on the above fees.
* Fees will get revised at the end of every year based on slabs.
* Accreditation charges, if any, will have to be borne by the clients seperately.
Get started with Us
Our Happy Customer
Shekar Hariharan
Fellow 2017 / Teach For India
"Early retirement is something that requires comprehensive financial planning and trustworthy partners to help you meticulously execute that. I am fortunate to have been associated with FinAtoZ for both these needs! Today I am amidst a new journey in my life trying to pursue all my dormant passions of education, music and other art forms but with absolutely no worries about my finances.Thank you FinAtoZ for enabling me to achieve this!"
Frequently Asked Questions
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We are different from other Financial advisors on the following counts:
- We employ a scientifically proven risk profiling process to reduce the overall risk in your portfolio.
- We have a proven long term investment strategy and proprietary inhouse research process to handle your investments and achieve your goals.
- Cutting edge platform for Reporting and Analysis to help you track your goals and portfolio, online anytime.
- Secure database for backend team to keep your data safe and secure.
- For better diversification, we build your portfolio using multiple products like Mutual Funds, PMS, AIF, Peer2Peer.
There ain't no such thing as a free lunch holds true for free services offerings in the field of financial services. The basic disadvantages of such services are :
- They are not accountable for the performance of your portfolio.
- Primarily they are driven by their own sales target hence the product sold to you may not be in your interest.
- People selling these services are generally not a qualified Investment Advisor.
Analysis of existing investments is an integral part of the financial planning process. During the financial planning process we collect all the details about your existing investment. Our team of experts analyse the data and advice corrective action. You can provide your existing Policies, Mutual Funds and Stocks for analysis.
In case of contingencies, we will help you to redeem your money in such a way that there is a minimal impact on your long term investment plan. The redemption process generally takes 2 business days for the money to get refunded to your bank account.
We know the importance of money for our clients. Therefore, based on risk profiling we design our client's portfolio in a way that your investments are held in 2 buckets:
- Strategic Asset Allocation - Based on market cycles. This is done for goals that are more than 5 year away. This ensures that any short term losses are recovered in a period of 3 years.
- Goal based Exit - This is done for goals that are less than 5 years away. For example, if you have a goal to buy a car for 10 Lacs in 2026. We will start moving money into defensive category from 2023 onwards. This ensures that you get Rs. 10 Lacs in 2026 irrespective of market conditions.
There is no transaction of investment money between FinAtoZ and the investor. All the investments are done in investor’s name and the money gets deposited directly in the SEBI authorised mutual fund as per our advice. FinAtoZ does tracking and active management of your portfolio. However, you will have to login and approve any transaction proposed by us. The transactions are created by us but will get executed only once you approve it on the system.
Majority of the platforms in the market are DIY (Do-it-Yourself). We assign a dedicated Financial Advisor who not only tracks your portfolio on a continuous basis and change allocation in asset classes (Stocks, Debt and Real estate) but also updates your financial plan on an ongoing basis as per the changes updated by you. Such a personalised financial planning service is a very premium offering generally offered to Ultra High Networth Individuals only. We are bringing these premium services at a much-reduced cost.
Just by investing in a top rated mutual fund may not work for you since market conditions are very dynamic in nature. What is top rated today may not continue to perform in the future. Fund has become top rated because the past performance has been good and it is not an indicative of future returns. We have a dedicated Financial Advisor who tracks your portfolio on continuous basis and rebalances the portfolio on annual basis.