FinAtoZ Blog

Retirement is meant to be a very peaceful and fulfilling phase of life, but financial stress can easily disrupt that peace if planning is not done correctly. Once the regular paycheques stop, financial planning for a retired person becomes more about protection than aggressive growth. Managing daily expenses, ensuring medical care, and preserving wealth for the long term become the new priorities.

As per the National Statistical Office (NSO)'s Elderly …

When starting to invest, one of the most fundamental decisions revolves around choosing between active and passive funds. While on the surface, both appear similar pooling money from multiple investors into securities, they differ profoundly in their goals, costs, risks, and outcomes.

Choosing between active and passive funds is quite an important task for investors with a long-term outlook, as this decision can significantly impact their financial future. This in-depth …

Moving back to India? Understand the impact on your 401K, including withdrawal strategies, tax considerations, and how to secure your retirement savings abroad

Discover the optimal gold allocation in investment portfolios for balanced performance across market cycles. Explore the impact of gold on diversification, risk management, and returns.

Budget 2025 offers significant tax relief, with zero tax on income up to ₹12 lakh and revised slabs for higher earners. It boosts startups and MSMEs with increased funding while providing TDS relief for retirees. Lower TDS on overseas remittances further enhances investment opportunities.