FinAtoZ Blog

While we save throughout our life for our peaceful retirement, but when it comes to investing our retirement corpus, we choose many tax-inefficient products. This is mainly, due to lack of awareness about products to invest in, during our retired life. In this article we have proposed a mix of three type of investment products which will result in tax-efficient returns and will provide you better risk-adjusted returns in the long term. You may find it useful either for your own retirement corpus or for the investments of your retired parents.

Something as basic as lack of time can prevent a person from achieving his financial goals. We all have lot of commitments and the meager time left is for our loved ones.  Provident funds will only help you achieve half of your retirement goals. The return on FD bearing 7% interest provides 4.9% of returns after taxation, which when compared to rate of inflation of 5.7% is actually a negative return. We are not aware of the amount which we require to meet our financial goal. A personal financial advisor is what you need.

Financial Planning once upon a time was considered a prerogative of the rich and the elite, but in today’s time it has become more of a necessity for most of us. Consider this, while most of us can figure out how much we can save (based on our monthly expenses and income), it is difficult is to figure out whether that is enough for all our future financial goals. These …

Confused between annualised return and absolute return?? This blog will help you to understand the difference between both.

Though not a popular belief, investment in Real Estate is a very risky affair. It not only sucks up a significant portion of your life's savings, the money may not be available to you when you need it the most!!