FinAtoZ Blog

The Sharpe Ratio shows the risk-adjusted return of a mutual fund. In other words, it tells you how much extra return a fund gives compared to a risk-free option like a fixed deposit, and how much risk it took to earn that return. This is the core meaning of the Sharpe ratio.

In India, employee benefits have changed a lot over the years. This shift is driven by changing workforce expectations, economic growth, and new regulations. Today, employees look for more than just pay. They expect benefits that protect their health, support long-term savings, and improve their daily work life.

In India, employee benefits have changed a lot over the years. This shift is driven by changing workforce expectations, economic growth, and new regulations. Today, employees look for more than just pay. They expect benefits that protect their health, support long-term savings, and improve their daily work life.

A practical guide for NRIs in Singapore and the UAE on using DTAA to avoid double taxation on Indian mutual funds, shares, and securities legally maximizing post-tax returns with proper compliance.

Bad money habits often feel automatic impulse spending, debt reliance, and avoidance of planning. This guide walks you through seven structured steps to replace emotional money behavior with disciplined habits, covering mindset shifts, asset building, debt elimination, identity-based habits, and valuing your time as real wealth.