FinAtoZ Blog

In personal finance, one of the most important questions is "net worth vs. income". The value of all your assets (things you own) minus any debts (liabilities) is your net worth. Net income, on the other hand, is the money you make over time from your job, business, or other sources. To make good financial decisions, you need to know the difference between these two metrics and how they work …

Does the idea of investing in mutual funds or investing in stocks overwhelm you? Well, you're not alone. The world of investing can be complex and risky, particularly for those new to the field. However, there is a simple and easy way to build your wealth over time, without the need to invest a huge amount right from the start. This is possible with a Systematic Investment Plan (SIP). SIP …

The power of compounding is one of the most important financial theories that any investor should learn early on. People often call compounding the "eighth wonder of the world". If you give it enough time, it can transform small amounts of money into a substantial amount. If you want to be successful with your investments, it's not just about how much you put in; it's also about how long you …

Retirement is meant to be a very peaceful and fulfilling phase of life, but financial stress can easily disrupt that peace if planning is not done correctly. Once the regular paycheques stop, financial planning for a retired person becomes more about protection than aggressive growth. Managing daily expenses, ensuring medical care, and preserving wealth for the long term become the new priorities.

As per the National Statistical Office (NSO)'s Elderly …

When starting to invest, one of the most fundamental decisions revolves around choosing between active and passive funds. While on the surface, both appear similar pooling money from multiple investors into securities, they differ profoundly in their goals, costs, risks, and outcomes.

Choosing between active and passive funds is quite an important task for investors with a long-term outlook, as this decision can significantly impact their financial future. This in-depth …