FinAtoZ Blog

Looking to invest in India smartly? GIFT City gives NRIs tax breaks, easy repatriation & direct access to India’s growth story. In this blog, discover why NRIs should use GIFT City to invest in India. Explore its tax benefits, repatriation ease, and India-focused investment options like AIFs, bonds, and insurance — all under a globally compliant IFSC framework.

Features and Benefits of Small-Cap Mutual Funds
Small-cap mutual funds invest in emerging companies with market capitalizations below ₹5,000 crore, offering high growth potential but also higher volatility. Key features include professional fund management, diversification across sectors, and liquidity. Benefits range from access to innovative companies and potential for superior long-term returns to tax efficiency. These funds are best suited for young or aggressive investors with a long-term horizon who can handle market ups and downs. With expert guidance from FinAtoZ, you can select the best small-cap mutual funds, track performance, and rebalance your portfolio for smarter wealth creation.

Equity and debt mutual funds are two of the most popular investment choices in India, but they differ widely in risk, returns, and suitability. Equity funds invest in company stocks, offering higher long-term growth potential with higher volatility—ideal for wealth creation goals. Debt funds invest in bonds and fixed-income instruments, providing lower but stable returns with reduced risk—suited for short- to medium-term needs. The best choice depends on an investor’s time horizon, goals, and risk tolerance. A balanced mix of both can provide growth and stability in a portfolio.

Imagine going on a road trip, but without a map or GPS, you will reach somewhere, but not exactly where you intended. Well, that's what life might feel like down the road when you do not plan your finances. As per a report by the Economic Times, only one out of four Indians actively plans for their retirement. This implies that most of us are navigating through a financial …

Did you know that only 3% of people invest in mutual funds? Also, out of these investors, some investors always seem to earn great returns, while some don't seem to break even. The answer lies in the investment decision taken. When it comes to striking the gold, every decision matters. Whether buying a stock or investing in a new real estate option, a single decision can be the reason …