FinAtoZ Blog

Choosing between the National Pension System (NPS) and the Public Provident Fund (PPF) is crucial for effective retirement planning. While NPS offers market-linked growth and flexibility, PPF provides safe, fixed returns with complete capital protection. This guide from FinAtoZ explains key differences, tax benefits, and suitability to help you make an informed choice for long-term financial security.

Rising education costs make it essential for parents to start planning early for their child’s financial future. From understanding key milestones to choosing the right investment mix, this FinAtoZ guide helps you build a strong financial foundation for your child’s education. Learn how compounding, strategic investments, and financial literacy can secure your child’s dreams while protecting your long-term financial goals.

For NRIs returning to India, financial planning is key to ensuring a smooth and tax-efficient transition. From managing NRE/NRO and FCNR accounts to restructuring investments, repatriating foreign assets, and understanding Indian tax rules, every decision impacts your long-term wealth. This detailed FinAtoZ guide outlines a step-by-step checklist, helping you repatriate funds smartly, maintain compliance, and build a stable financial foundation as you settle back in India.

Digital-only banks and neobanks are transforming how India saves, spends, and invests. With no physical branches and a technology-first approach, they deliver faster, smarter, and more personalized banking experiences. This FinAtoZ guide explores how neobanks differ from traditional banks, why they’re growing rapidly, and which top neobanks are reshaping India’s digital banking future.

Do you often think, “I wish I had started earlier” regarding your finances? You’re not alone! At FinAtoZ, we prioritize your financial clarity with timely advice that makes a difference. Let’s tackle the clutter together and pave the way for a brighter financial future.