Blog

Entries for author "Shailendra"

Comparison of different Financial Advisors

Comparison of different Financial Advisors

There are various types of investment advisors, who claim to be low cost and best for you. However, most of us find it confusing when it comes to choose which one to choose. So, we felt the time is appropriate to classify all the advisors into two categories. One who claims they don't charge you explicitly (Category 1) for their advice and second is Category 2, who charge you explicitly for their advice. We cover in this article the differences between these advisors and which one is appropriate for you.

Continue reading »

Advantages of working with a Financial Advisor

Advantages of working with a Financial Advisor

Benefits of taking a professional help far outweighs the charges you pay. Using the services of an financial advisor is a smart move as they have a broader and deeper knowledge of money management than most of us. The four key benefits of working with a professional are: You save money, Gives Clarity about your Financial Journey, Gives more bang for your buck, Reduces overall risk in the portfolio.To know about the benefits in detail, read this blog.

Continue reading »

How to reduce the impact of Long Term Captial Gains Tax?

Reduce the impact of long term capital gains tax

What can you do to minimize the impact of 10% tax on your Long term capital gains (LTCG)? Though this is a new reality now for most of the long term investors, but being more aware of the possible options can help us reduce the impact. It just requires one to do few things on a periodic basis. 

Continue reading »

Why taking risk in long term investment makes sense?

Nothing Risked, Nothing Gained

Most of us want to keep our money safe while choosing to invest in our long-term goals like child education and our own retirement. This is done primarily because everyone has told us that investments in equity markets are risky, and we really don’t want to take the risk with our important goals like education and retirement. While it looks like a prudent choice, but unknowingly we are making the wrong choice of investment products, like FDs, NSCs, PPF etc. Let us see three main reasons why in long-term goals, it makes perfect sense to take the risk. 

Continue reading »

Ways to earn tax-efficient income from your retirement corpus

Tax efficient.jpg

While we save throughout our life for our peaceful retirement, but when it comes to investing our retirement corpus, we choose many tax-inefficient products. This is mainly, due to lack of awareness about products to invest in, during our retired life. In this article we have proposed a mix of three type of investment products which will result in tax-efficient returns and will provide you better risk-adjusted returns in the long term. You may find it useful either for your own retirement corpus or for the investments of your retired parents.

Continue reading »