FinAtoZ Blog

Rising education costs make it essential for parents to start planning early for their child’s financial future. From understanding key milestones to choosing the right investment mix, this FinAtoZ guide helps you build a strong financial foundation for your child’s education. Learn how compounding, strategic investments, and financial literacy can secure your child’s dreams while protecting your long-term financial goals.

For NRIs returning to India, financial planning is key to ensuring a smooth and tax-efficient transition. From managing NRE/NRO and FCNR accounts to restructuring investments, repatriating foreign assets, and understanding Indian tax rules, every decision impacts your long-term wealth. This detailed FinAtoZ guide outlines a step-by-step checklist, helping you repatriate funds smartly, maintain compliance, and build a stable financial foundation as you settle back in India.

Digital-only banks and neobanks are transforming how India saves, spends, and invests. With no physical branches and a technology-first approach, they deliver faster, smarter, and more personalized banking experiences. This FinAtoZ guide explores how neobanks differ from traditional banks, why they’re growing rapidly, and which top neobanks are reshaping India’s digital banking future.

Do you often think, “I wish I had started earlier” regarding your finances? You’re not alone! At FinAtoZ, we prioritize your financial clarity with timely advice that makes a difference. Let’s tackle the clutter together and pave the way for a brighter financial future.

Life insurance is essential for securing your family’s future, but choosing between ULIP and term insurance depends on your financial goals. Term insurance is simple, affordable, and offers pure life cover without maturity benefits making it the most cost-effective safety net. ULIP, on the other hand, combines insurance with market-linked investments, offering long-term wealth creation but at higher costs and risks. While ULIPs may seem attractive, keeping insurance and investment separate by opting for term insurance alongside mutual funds or FDs often delivers better protection and returns.