After SEBI’s categorization mutual funds can mostly invest in the top 100 or 250 stocks whereas PMS is customized and can have an exposure to any stock in addition to this top 250 stocks.  So, if someone looking to take exposure in stocks beyond 250 stocks in terms of market cap with a guided hand, PMS is the go-to product.

Indian stock markets have been quite volatile in the calendar year 2018. If we look at the difference between the peak to the lowest point, Sensex has corrected by 15%, Midcap by 25% and Small-cap by more than 30%. It is quite natural for any investor to get worried when they see the value of their hard-earned money getting eroded. The pain compounds exponentially  if the value of the investments becomes lower than the principal amount invested. You may wonder how to protect your capital and what should be done in such a situation.

To understand the investor behaviour better, we have analysed possible reactions from the investors during such situations of market volatility. We found few common behaviour biases that needs to be tamed for better investor experience...

MorningStar which is the world's leading investment research company, conducts an annual investment conference in Mumbai. In the conference it invites top financial advisers and research analysts across the globe. We at FinAtoZ got an opportunity to attend this year's event on 28th Oct, 2018. This article contains the gist of what we learnt.

There are various types of investment advisors, who claim to be low cost and best for you. However, most of us find it confusing when it comes to choose which one to choose. So, we felt the time is appropriate to classify all the advisors into two categories. One who claims they don't charge you explicitly (Category 1) for their advice and second is Category 2, who charge you explicitly for their advice. We cover in this article the differences between these advisors and which one is appropriate for you.

How to choose the right fund based on new categories of mutual funds? How do new categories impact your mutual fund selection process?  In this article, we will try and explain how to select the appropriate mutual fund based on your risk profile and investment tenure.