FinAtoZ Blog

A practical guide for NRIs in Singapore and the UAE on using DTAA to avoid double taxation on Indian mutual funds, shares, and securities legally maximizing post-tax returns with proper compliance.

Bad money habits often feel automatic impulse spending, debt reliance, and avoidance of planning. This guide walks you through seven structured steps to replace emotional money behavior with disciplined habits, covering mindset shifts, asset building, debt elimination, identity-based habits, and valuing your time as real wealth.

This in-depth guide to estate planning in India breaks down complex legal concepts into clear, actionable steps. From understanding succession laws and probate to drafting wills, setting up trusts, and managing digital assets, the article offers a practical roadmap for protecting family wealth. Ideal for professionals, families, business owners, and NRIs planning long-term financial security.

This in-depth guide to estate planning in India breaks down complex legal concepts into clear, actionable steps. From understanding succession laws and probate to drafting wills, setting up trusts, and managing digital assets, the article offers a practical roadmap for protecting family wealth. Ideal for professionals, families, business owners, and NRIs planning long-term financial security.

The Health and Education Cess is an additional 4% charge applied to your income tax to fund government healthcare and education programs. It is calculated on your tax and surcharge, not on income. This guide explains how the cess works, how it is calculated, who must pay it, and how it increases your overall tax liability.