FinAtoZ Blog

Bad money habits often feel automatic impulse spending, debt reliance, and avoidance of planning. This guide walks you through seven structured steps to replace emotional money behavior with disciplined habits, covering mindset shifts, asset building, debt elimination, identity-based habits, and valuing your time as real wealth.

This in-depth guide to estate planning in India breaks down complex legal concepts into clear, actionable steps. From understanding succession laws and probate to drafting wills, setting up trusts, and managing digital assets, the article offers a practical roadmap for protecting family wealth. Ideal for professionals, families, business owners, and NRIs planning long-term financial security.

The Health and Education Cess is an additional 4% charge applied to your income tax to fund government healthcare and education programs. It is calculated on your tax and surcharge, not on income. This guide explains how the cess works, how it is calculated, who must pay it, and how it increases your overall tax liability.

Insurance is not just about buying policies—it’s about protecting your financial future. This comprehensive comparison of life insurance and general insurance explains their objectives, coverage, premiums, claims, and role in long-term financial planning. Ideal for individuals, families, and professionals seeking clarity on building a balanced protection strategy.

Gold ETFs and physical gold are two popular ways to invest in gold in India. While physical gold offers emotional value, Gold ETFs provide liquidity, transparency, and ease of trading. This guide helps investors choose the right gold investment based on their financial goals.