Personalized Retirement Planning for
Secure and Stress-free Living
Get a Financial Advisor.
Are you ready to enjoy your retirement without financial worries? Our expert retirement planning services are designed to help you build a robust retirement corpus tailored to your unique needs. We analyze your current investments, create a personalized savings plan, and implement efficient withdrawal strategies to ensure you enjoy a stable income during retirement. With dedicated advisors reviewing your plan every six months, you can rest assured that your financial future is in good hands.
Who are we?
SEBI-registered
company
Qualified
financial advisors
In-house
research desk
Unbiased
advisory
Zero-
commission
Certified Adviser for Your Personalized Retirement Plan
Your dedicated financial planner will review your current financial situation in a 1-on-1 meeting. The outcome of this meeting is to quantify your financial needs, allowing you to answer important questions like how much money is enough for your child's dream education and how early you can retire.
Expert Team for Risk-Aligned Investments
Our highly qualified team handles your investments according to your unique risk profile. We ensure that your portfolio aligns with your financial goals and risk tolerance, maximizing potential returns while maintaining a comfortable level of risk.
Regular Reviews to Keep You on Track
We conduct periodic reviews with your adviser to ensure your financial journey stays on course. These check-ins allow us to adjust your plan as needed, keeping you aligned with your evolving financial goals and market conditions.
Our Scorecard
600+ Clients
Rs.850+ Cr Under management
10+ Years of experience
Pricing
Starter Plan
starting from
Rs. 2,000/month
Investment Products:
- ✔ Direct Mutual Funds
- ✔ Peer2Peer lending on approved platforms
Features:
- ✔ Comprehensive Financial Planning
- ✔ Dedicated Certified Financial Advisor
- ✔ Half-yearly review of plan
Minimum Investment
No minimum investment required
Suitable for:
Someone who is looking to start a structured way of investing for long-term goals like retirement and child education
Premium Plan
starting from
Rs. 5,000/month
Investment Products:
- ✔ Everything in Starter Plan
- ✔ Direct Equity via curated Portfolio Management Services (minimum Investment 50 lakhs)
- ✔ Other new-age products like "Fractional Real Estate" (minimum investment 25 lakhs)
Features:
- ✔ Everything in Starter Plan
- ✔ Review of the existing Assets and Investments.
- ✔ Relationship handled by a Senior Financial Advisor.
- ✔ Quarterly tax statements for the assets managed by us for advance tax filing
Minimum Investment
One time of 25 lakhs or 1 lakh monthly
Suitable for:
Someone who is having some existing investments like ULIPs, FDs, MFs, ESoPs and Real estate and is looking for something better.
Elite Plan
starting from
Rs. 10,000/month
Investment Products:
- ✔ Everything in Premium Plan
- ✔ Curated Alternate Investment Funds (minimum Investment 1 Cr).
Features:
- ✔ Everything in Premium Plan
- ✔ Estate Planning
- ✔ Relationship handled by a team of specialist Advisors
Minimum Investment
One time of 1 cr.
Suitable for:
Someone with more than 8 Cr of net worth and has existing investments in various asset classes.
Client Testimonials
Dr. Shalin Kotia
“Financial Planning is must for all first time investors. It simplifies the entire financial needs of an individual and helps you plan for your goals. For example, I never thought that I needed a corpus of almost 6 Crores for my retirement. My customised plan, explained clearly on how to realise my financial goals.”
Shekar Hariharan
"Early retirement is something that requires comprehensive financial planning and trustworthy partners to help you meticulously execute that.I am fortunate to have been associated with FinAtoZ for both these needs! Today I am amidst a new journey in my life trying to pursue all my dormant passions of education, music and other art forms but with absolutely no worries about my finances.Thank you FinAtoZ for enabling me to achieve this!"
Amit Jain
"I can now invest with complete peace of mind and focus on my core competence. They have a phenomenal team with impeccable track record."
Watch how FinAtoZ guided Prof.V.Sridhar to optimize his retirement planning for lasting financial security!
Prof. V. Sridhar
IIIT Bangalore
FAQs
Q1. How are you different from other Financial advisors in the market?
We are different from other Financial advisors on the following counts:
- We employ a scientifically proven risk profiling process to reduce the overall risk in your portfolio.
- Our investment research team has access to advanced research tools like Morningstar to select the best-performing portfolio for you.
- State-of-the-art goal tracking platform to enable you to track your goals and communicate regularly with your financial advisor.
- Bank-grade security to keep your personal data secure.
Q2. My bank provides me mutual fund services free of cost. Why should I pay for your services?
There ain't no such thing as a free lunch holds true for free services offerings in the field of financial services. The basic disadvantages of such services are:
- They are not accountable for the performance of your portfolio.
- Primarily they are driven by their own sales target hence the product sold to you may not be in your interest.
- People selling these services are generally not a Certified Investment Advisor.
Q3. Can you help me analyze my existing investments?
Analysis of existing investments is an integral part of the financial planning process. During the financial planning process, we collect all your investment details. Our team of experts analyzes the data and advises corrective action. You can provide your existing Policies, Mutual Funds, and Stocks for analysis.
Q4. How is the investment done? Do I give my money to Finatoz and you invest on my behalf?
There is no transaction of investment money between Finatoz and the investor. All the investments are done in the investor's name, and the money gets deposited directly in the SEBI authorized mutual fund as per our advice. Finatoz does tracking and active management of your portfolio. However, you will have to login and approve any transaction proposed by us. The transactions are created using your login credentials, and you approve it on the system.
Q5 I can invest in top rated mutual fund on my own. Why should I use your services?
Just by investing in a top rated mutual fund may not work for you since market conditions are very dynamic in nature. What is top rated today may not continue to perform in the future. Fund has become top rated because the past performance has been good and it is not an indicative of future returns. We have a dedicated Investment Team to tracks your portfolio on continuous basis and weed out the non performing funds.
Q6 Is there any least amount to start with?
The amount will depend on your financial plan. There is no minimum investment required. However, to manage your investments effectively a minimum SIP of Rs 50,000 per month is recommended.
Q7 Can you transfer my existing investments in Mutual Funds to your online portal?
Yes, your existing Mutual Fund portfolio can be consolidated with the online investment account on our portal. Once you express your intent our operations team will complete the required documentation to ensure a hassle free experience.
Q8 How can my wife and I open an account together? Will it be a joint account?
Our unique portal has a feature of opening a family account having separate individuals (Spouse, parents & children) linked to a single user ID. It will not be a joint account as the investment will be linked to individual PAN cards and bank accounts. We call this as group account. See next answer to know more.
Q13 Does FinAtoZ help in planning for my Tax Savings?
Yes, we do help in planning for your tax saving as part of the Financial Planning process. We analyze existing tax savings products and recommend to you based on your risk profile. We generally recommend EEE (Exempt, Exempt, Exempt) products for tax saving.